1%
Of what settles
One percent of what settles. Nothing else.
No monthly fee, no setup fee, no minimum, and no charge for a checkout nobody pays. The first five transactions on a live account are free, so you can put it in front of a real customer before you owe anything.
What you pay
- Merchant service
- 1%of settled volume
- Wallet
- Free
- The scheme and the runtime packages
- Free
- Test mode
- Free
Charged on checkouts that actually settle. First five transactions on a live account are free.
The agent side needs no Satsgate account at all.
No charge for the scheme or runtime packages. The native Bitcoin specification is proposed upstream.
Unlimited checkouts on the simulated chain, including every failure path.
The miner fee
The payer pays the mining fee in addition to the exact amount owed to the merchant. That fee moves with demand for block space, so it belongs in the payer’s wallet policy. Our wallet stops a payment whose fee breaks the limits you set, as an amount, a rate or a share of the payment. It never takes the difference from what the merchant is owed.
What one percent buys
Payments go to a wallet only you can spend from. Satsgate cannot spend those coins, though confirmation takes time and Bitcoin replacement and reorganisation risks remain. Stablecoin settlement on a cheap chain costs a fraction of a cent per payment, and we are not going to pretend otherwise. If the fee is the deciding factor for your traffic, USDC on an L2 is the better answer and we would rather you knew that now.
- Where Bitcoin does win
- Larger tickets. BitPay reports an average payment around $800, roughly twenty times a card ticket, and at that size the argument is control rather than cost.
- Where it does not
- Per-request micropayments. On-chain fee economics make sub-dollar payments uneconomic, and no amount of API design changes that.